Hard Money Lenders in Berkeley

Hard Money Lenders Berkeley Investors Can Work With

If you are searching for Hard Money Lenders in Berkeley, you probably have a deal with a clock on it. Maybe it is a brown-shingle fixer in North Berkeley, a tired duplex in South Berkeley, or a small apartment building near campus. Hard money is short-term financing backed by the property itself. Lenders focus on the asset and your plan for it, not just your tax returns. We review your deal and help you find the right financing from lenders we work with, so you can move while the listing is still live.

Berkeley deals come with their own details. Older Craftsman homes often need systems work, foundation repair or seismic upgrades. Many duplexes and small apartment buildings are rentals, which brings the city's rent stabilization rules into the numbers. Typical hard money terms run under three years, with rates that often start near 10% and fees that often start around 1.5 points. Your actual terms depend on the property, the plan and the lender. Share the details, and we help you get your project funded with a program built around your exit.