Hard Money Lenders in Oakland

Hard Money Lenders Oakland Investors Turn To

If you are looking for hard money lenders Oakland investors can work with, start with the deal in front of you. Oakland is the largest city in the East Bay, just across the Bay Bridge from San Francisco. Its older Victorians, Craftsman bungalows and small 2-4 unit buildings often need full rehabs. That makes it one of the Bay Area's most active fix-and-flip markets. We review your purchase, your plan and your timeline, then help you find the right financing options for it.

Hard money loans are short-term and based mainly on the property, not on bank-style income paperwork. Typical terms run under three years. Typical rates start near 10%, and lender fees often start around 1.5 points. Typical maximum leverage is about 70% of value, though some flip programs go higher. Closing can take days rather than the weeks banks often need. Every deal is different, so nothing here is a promise of approval, price or timing. A free quote shows what lenders we work with may offer for your Oakland property.