Hard Money Lenders in Hayward

Hard Money Lenders Hayward Investors Use for Quick Closings

If you are looking for hard money lenders Hayward investors can work with, start with the property. Hard money loans are short-term and based on the value of the real estate, not just your income or credit file. That helps when a Hayward house needs work, a seller wants a fast close, or a bank timeline will not fit. We look at the numbers with you and point you to programs from lenders we work with.

Hayward offers lower entry prices than San Francisco or the Peninsula, which is why many flippers and buy-and-hold investors shop here. Much of the housing is post-war single-family homes and small apartment buildings, often in neighborhoods like Hayward Highlands, Mission-Foothills, Burbank and Downtown. Typical hard money loans run under three years, with rates that often start near 10% and points that often start around 1.5. Leverage commonly tops out near 70% of value, though some programs go higher on flips. Terms vary by lender and deal, so we look at your numbers first.