Richmond, CA investor financing
Hard Money Lenders in Richmond
Tell us about your Richmond property and we review your deal, then help you find the right loan program.
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Hard Money Lenders in Richmond for Value-Add Deals
If you invest in Richmond, you already know the appeal. Entry prices sit lower than much of the Bay Area, and many homes are older and ready for work. Hard Money Lenders in Richmond fund the kind of deals banks often slow down on: a dated house in the Richmond Annex, a fixer near Point Richmond, or a duplex that needs a new roof and updated systems. We review your deal and help you find the right financing so you can move while the property is still available.
Short-term, property-backed loans focus on the asset and your plan for it. Lenders look at the purchase price, the scope of work, the after-repair value and how you intend to exit. That can mean a flip you sell, a rental you refinance, or a bridge to a longer loan. Typical rates start near 10% and points often begin around 1.5, though each program differs. Terms usually run under three years. Your free quote shows which loan programs fit your numbers and timeline.
Our Services in Richmond
Fix-and-Flip Loans in Richmond
Get your San Francisco flip funded with a loan program built around the purchase price, the rehab budget, and your exit plan.
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New Construction Loans in Richmond
Get ground-up projects in San Francisco reviewed and find the right loan program to cover land, permits and build costs.
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Commercial Property Loans in Richmond
Short-term financing for San Francisco investors buying, repositioning, or holding mixed-use, multifamily, retail, and office buildings.
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Bridge Loans in Richmond
Short-term financing that covers the gap between buying your next San Francisco property and selling or refinancing the current one.
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Refinance Loans in Richmond
Pull cash out, replace a maturing loan, or move into new terms with refinance loan programs built around your San Francisco property.
Learn more →Why Richmond Chooses Hard Money Lenders San Francisco Group
Built for Richmond fixers
Older homes in the Annex, the Richmond Hills and around Point Richmond often need real rehab. We look for lenders who understand renovation budgets and draw schedules.
Rent Program awareness
Richmond has a rent control and just-cause eviction program, so occupied rentals need careful planning. We help you find loan programs that fit a rental hold or a staged exit.
Marina Bay condo and townhome deals
Newer waterfront townhomes and condos can follow different underwriting than older single-family homes. We review your property type and point you toward lenders who work with it.
Permit-ready timelines
Permits run through the City of Richmond Planning and Building Services Department, and approval time affects your loan term. We help you find financing that leaves room for your schedule.
Ready to Get Started?
Ready to get your Richmond project funded? Request a free quote and we will review your deal.